Introduction:
The percentage of people living below the poverty line is an important indicator of a region's economic condition and the well-being of its population. In this context, the question asks which region among rural, urban, and hilly areas has a high percentage of people living below the poverty line.

Explanation:
Rural Areas:
Rural areas are characterized by agricultural activities and a lack of industrialization. These regions often face challenges such as limited access to basic amenities, healthcare, education, and employment opportunities. As a result, a significant proportion of the rural population lives below the poverty line. Factors contributing to rural poverty include:

1. Limited Job Opportunities: Rural areas often have fewer job opportunities compared to urban areas. Agriculture, which is the primary source of income in rural areas, is highly dependent on factors such as weather conditions and market fluctuations. This volatility makes it difficult for rural households to earn a stable income.

2. Lack of Infrastructure: Rural areas often lack basic infrastructure like roads, electrification, and access to clean drinking water. This hampers economic development and limits opportunities for income generation.

3. Inadequate Education and Healthcare: Rural areas face challenges in providing quality education and healthcare services. Limited access to schools and healthcare facilities further perpetuates the cycle of poverty.

Given these factors, it is evident that rural areas have a high percentage of people living below the poverty line.

Urban Areas:
Contrary to popular belief, urban areas also have a significant number of people living below the poverty line. This is due to the following reasons:

1. Informal Sector Employment: Urban areas attract rural migrants in search of better opportunities. However, many end up in the informal sector, which often lacks job security, social protection, and fair wages. This contributes to urban poverty.

2. High Cost of Living: Urban areas are usually associated with a higher cost of living, including housing, transportation, and healthcare expenses. For individuals with low incomes, this can push them below the poverty line.

3. Income Inequality: Urban areas are often characterized by significant income disparities. While some individuals enjoy high incomes, others struggle to make ends meet. This income inequality contributes to poverty within urban areas.

Hilly Areas:
Hilly areas are characterized by difficult terrain, which poses challenges for infrastructure development, agriculture, and access to basic services. These regions often face isolation, limited economic opportunities, and high transportation costs. Consequently, a significant proportion of the population in hilly areas lives below the poverty line.

Conclusion:
While all the mentioned regions - rural, urban, and hilly - have their specific challenges and factors contributing to poverty, rural areas have a higher percentage of people living below the poverty line. This is primarily due to limited job opportunities, lack of infrastructure, inadequate education and healthcare, and dependence on agriculture. However, it is important to note that poverty exists in both urban and hilly areas as well, albeit with different contributing factors. Addressing poverty requires targeted interventions and comprehensive strategies that take into account the specific challenges faced by each region.