No the correct smas vigrah is "nau(9) nidhiyo ka samuh" the name of samas is dvigu samas. I saw this from my hindi grammar book.

Navnidhi's SMAS Vigrah

Navnidhi is a financial institution that provides various investment options to its customers. One of its key offerings is the SMAS (Systematic Monthly Accumulation Scheme) Vigrah. The SMAS Vigrah is a unique investment plan designed to help individuals accumulate wealth in a disciplined manner over a specified period of time.

What is SMAS Vigrah?

The SMAS Vigrah is a systematic investment plan offered by Navnidhi. It allows individuals to invest a fixed amount of money in mutual funds on a monthly basis. The investment amount can be as low as Rs. 500 per month, making it accessible to a wide range of investors. The plan aims to provide long-term capital appreciation by investing in a diversified portfolio of equity and debt instruments.

How does SMAS Vigrah work?

1. Registration: To start investing in the SMAS Vigrah, individuals need to register with Navnidhi. They can do this by visiting the nearest Navnidhi branch or through their online portal.

2. Investment Amount: Investors need to decide the amount they want to invest on a monthly basis. The minimum investment amount is Rs. 500, and investors can choose to increase the amount as per their financial goals and risk appetite.

3. Asset Allocation: Navnidhi's experts allocate the invested amount across various mutual funds based on the investor's risk profile and investment horizon. The funds are selected after thorough research and analysis to ensure optimal returns.

4. Systematic Investment: The investment amount is deducted from the investor's bank account on a fixed date every month. This systematic approach helps inculcate discipline and regularity in investing.

5. Diversification: The SMAS Vigrah invests in a diversified portfolio of equity and debt instruments. This diversification helps in managing risk and maximizing returns over the long term.

6. Regular Monitoring: Navnidhi's team of experts continuously monitors the performance of the invested funds and makes necessary adjustments to the portfolio to ensure it remains aligned with the investor's goals.

Benefits of SMAS Vigrah:

- Disciplined Investing: The SMAS Vigrah promotes regular and disciplined investing, helping individuals inculcate a savings habit and achieve their financial goals.

- Flexibility: Investors can choose the investment amount as per their convenience and increase or decrease it at any time.

- Diversification: The plan invests in a diversified portfolio of mutual funds, reducing the risk associated with concentrated investments.

- Professional Management: Navnidhi's team of experts manages the investments, ensuring that they are aligned with the investor's risk profile and financial objectives.

- Long-term Wealth Creation: The SMAS Vigrah is designed to provide long-term capital appreciation by investing in a mix of equity and debt instruments.

In conclusion, the SMAS Vigrah offered by Navnidhi is a systematic investment plan that allows individuals to accumulate wealth in a disciplined manner. With its flexible investment options, professional management, and diversification, it is a suitable choice for individuals looking to achieve their financial goals through regular investing.