Definition of Niggardly:
Niggardly is an adjective that refers to being unwilling to spend or give something, often due to a lack of generosity or stinginess.

Explanation:
The word "niggardly" is often misunderstood and misinterpreted due to its phonetic similarity to a racial slur. However, it is important to note that "niggardly" has no racial connotation and should not be confused with the offensive term.

Meaning:
When someone is described as "niggardly," it means that they are frugal or stingy in their spending or giving habits. They tend to be extremely cautious with their money and are often unwilling to part with it, even when it may be necessary or appropriate to do so.

Examples:
Here are a few examples to illustrate the usage of "niggardly" in sentences:

1. Despite having a substantial income, John was extremely niggardly with his money, often refusing to contribute to charitable causes.
2. The restaurant received negative reviews due to their niggardly portion sizes, leaving customers feeling unsatisfied and hungry.
3. Mary's niggardly nature prevented her from enjoying life's little luxuries, as she was always too hesitant to spend money on herself.

Synonyms:
Some synonyms for "niggardly" include:
- Frugal: someone who is careful with their money and avoids unnecessary spending.
- Thrifty: a person who is economical and resourceful with their finances.
- Stingy: someone who is unwilling to give or share their money or possessions.
- Tightfisted: an individual who is unwilling to spend money or be generous.

Correct Answer:
The correct answer to the given question is option 'D' - generous. This is because "niggardly" is the opposite of being generous. It describes someone who is unwilling to spend or give, often due to a lack of generosity or stinginess.