Consider the following pairs:1. UNICEF: A UN agency aiming to provide aid to children globally.2. ILO: Established in 1919, dedicated to promoting social and economic justice.3. Child Labour (Prohibition and Regulation) Amendment Act, 2016: Prohibits employment of children under 18 years.4. Confederation of Indian Textile Industry and ILO initiative: Targets 65 lakh cotton farmers across 11 states.How many pairs given above are correctly matched?a)Only one pairb)Only two pairsc)Only three pairsd)All four pairsCorrect answer is option 'C'. Can you explain this answer?

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UPSC Exam > UPSC Questions > Consider the following pairs:1. UNICEF: A UN ...

Consider the following pairs:

1. UNICEF: A UN agency aiming to provide aid to children globally.

2. ILO: Established in 1919, dedicated to promoting social and economic justice.

3. Child Labour (Prohibition and Regulation) Amendment Act, 2016: Prohibits employment of children under 18 years.

4. Confederation of Indian Textile Industry and ILO initiative: Targets 65 lakh cotton farmers across 11 states.

How many pairs given above are correctly matched?

a)
Only one pair
b)
Only two pairs
c)
Only three pairs
d)
All four pairs

Correct answer is option 'C'. Can you explain this answer?

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Consider the following pairs:1. UNICEF: A UN agency aiming to provide ...

1. UNICEF: A UN agency aiming to provide aid to children globally. This is correctly matched. UNICEF operates under the guidance of the Convention on the Rights of the Child, 1989, and focuses on community-level services for children's health and well-being.

2. ILO: Established in 1919, dedicated to promoting social and economic justice. This is correctly matched. The ILO is the oldest UN specialized agency and promotes decent work through global labour standards with a tripartite structure involving governments, employers, and workers.

3. Child Labour (Prohibition and Regulation) Amendment Act, 2016: Prohibits employment of children under 18 years. This is incorrectly matched. The Act prohibits employment of children under 14 years and restricts adolescents (14-18 years) from hazardous work, not all work.

4. Confederation of Indian Textile Industry and ILO initiative: Targets 65 lakh cotton farmers across 11 states. This is correctly matched. This initiative aims to eliminate child and forced labour in Indian cotton fields and supports government schemes, financial inclusion, and education programs in cotton-growing areas.

Thus, pairs 1, 2, and 4 are correctly matched, while pair 3 is incorrectly matched.

Answer: Option B

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With reference to Child Labour (Prohibition And Regulation) Amendment Act, 2016, consider the following statements:1. It bans the employment of children below the age of 14 years in all occupations.2. It bans the employment of adolescents (14-18 years) in hazardous occupations and processes.Which of the statements given above is/are correct?

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Read the information given below carefully and answer the following question.Financial inclusion plays a crucial role in inclusive development and sustainable prosperity as is being increasingly recognised and acknowledged globally. Large segment of population need to be part of formal payment system and financial markets. Financial inclusion would also broaden and deepen financial savings and lead to higher economic development.Previous initiatives: While financial sector policies in India have long been driven by the objective of increasing penetration and outreach, the goal of inclusion has eluded us. About 41 per cent of adult population remain unbanked and the number of loan account covers only 14 percent of adult population. The previous initiatives included (i) the expansion of network of cooperative banks to provide credit to agriculture and saving facilities in rural areas, (ii) nationalism of bank in 1969 and expansion of branches and (iii) creation ofan elaborate framework of priority sector lending with mandated targets as part of a strategy to meet the savings and credit needs of large section of the Indian population who had no access to institutional finance. Given the sheer enormity of the challenge, however the outcomes of these efforts have so far been mixed.Recent initiatives/out of the box approaches: Recent initiative include (i) “no frill” account for retail purpose; (ii) simplified KYC (Know Your Customer) (iii) Credit counselling centre facilities; (iv) use of NGOs and formation of SHGs; (v) Kisan credit cards service and (vi) extension of smart cards. The finance Minister in his Budget Speech of 2007-08 also laid down provision for funding of financial inclusion goals. The Rangarajan Committee also spelt out priorities for meeting financial inclusion objectives. Two of the more important approaches in the recent times included the use of technology such as smart cards and mobile telephone banking. The potential for their spread can be vast especially in combination with banking correspondence approach launched recently.New entry and competition: In addition, new competition and entry also play crucial roles, as is evident from the global experience. Two particular initiatives have included the role of Micro Financial Institutions (MFIs) and Non-Bank Finance Companies (NBFCs). MFI activities have surged in recent years, but has come under scrutiny and regulation. Services expanded at a fast rate, providing access on better terms than the alternatives of traditionalmoney lenders. However, better regulation is also needed. On NBFCs, gold pawn establishment have also provided alternate access and are fast expanding in urban and semi-urban settings. As far as caps on interest rates are concerned, as in case of other products, ‘subsidies’ in the form of low interest are often an inhibitor of access to services because of rationing and misuse.Financial Literacy: Any policy initiative seeking to afford greater access to financial services to financial services to a large segment of the population must necessarily address bridging the existing knowledge gap in financial education and literacy. Over the last decade or so, researcher all over the world, especially in the developed countries, have, therefore, started to study and explore whether individuals are wellequipped to make financial decisions. Financial education and literacy assumes urgency in any given scenario.Q.Which of the following would be closest to the meaning of term financial inclusion?

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Consider the following pairs:1. UNICEF: A UN agency aiming to provide aid to children globally.2. ILO: Established in 1919, dedicated to promoting social and economic justice.3. Child Labour (Prohibition and Regulation) Amendment Act, 2016: Prohibits employment of children under 18 years.4. Confederation of Indian Textile Industry and ILO initiative: Targets 65 lakh cotton farmers across 11 states.How many pairs given above are correctly matched?a)Only one pairb)Only two pairsc)Only three pairsd)All four pairsCorrect answer is option 'C'. Can you explain this answer?

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